At LV=, we're dedicated to bolstering and safeguarding UK businesses by offering a suite of Business Protection products designed to provide essential support when it’s needed the most.

Our Business Protection services are crafted to secure your company's financial health against unforeseen events that could impact a business owner or a pivotal team member. Essentially, it functions as life insurance, with the option to include critical illness cover, for those who are integral to your business's success or its proprietors.

LV= offers a variety of Business Protection solutions tailored to your needs:

• Key Person Cover: Offers a financial safeguard in the event of the death or critical illness (if Critical Illness Cover is selected) of a vital staff member.
• Share and Partnership Protection: Enables business owners to maintain control of the company in the unfortunate event that one of the partners passes away or is diagnosed with a critical illness.
• Relevant Life Cover (RLC): Permits businesses to provide a death-in-service benefit to employees, including salaried directors, as a part of their employment package.
• Executive Income Protection: Delivers a monthly payment to the employer if an insured employee is unable to work due to illness or injury. These payments assist in covering the costs associated with an employee's sick pay, along with the employer's National Insurance contributions and pension scheme contributions on behalf of the employee.

Through these protections, LV= aims to ensure that your business remains resilient and secure, ready to face any challenge that may arise.

IAM RoadSmart, the UK’s leading independent road safety charity since 1956, is dedicated to creating better drivers and riders. With over six decades of experience, we have been committed to enhancing road safety through advanced coaching and educational programs.

For Small Independent Businesses. Elevate your drivers' skills with our practical on-road or classroom courses:

• Empower and safeguard your staff
• Protect your fleet vehicles
• Prevent costly operational downtime
• Boost your business reputation

For SMEs and Larger Business Fleets. We provide clear, cost-effective training and risk management solutions tailored for diverse fleets:

• Ensure your legal compliance
• Save time and reduce expenses
• Identify and support high-risk drivers
• Strengthen your company’s safety culture

For National or Specialist Vehicle Operators. Benefit from our specialised support, crafting programs to suit extensive or unique fleets:

• Create custom training programmes
• Enhance your team’s skills
• Conduct training internally
• Achieve esteemed Accreditation

At Knowles Fleet, we simplify your professional life with over 30 years of industry expertise. As your reliable fleet partner, we are dedicated to delivering outstanding results.

Being independent allows us the flexibility to collaborate with various leasing companies, ensuring you receive the best possible deals, tailored choices, and services that genuinely prioritise your interests.

Our attractive salary sacrifice schemes provide significant savings for both you and your employees. Employees can exchange a portion of their gross monthly salary for a new car, covering all primary running costs, thereby saving on national insurance, tax, and pension contributions—especially with low Benefit in Kind tax on electric vehicles. This arrangement not only favours your employees but also benefits your organisation by reducing national insurance and tax expenses, which you can reinvest back into the scheme.

Established in 1992, Specialist Fleet Services Ltd (SFS) has grown to become a renowned contract hire and fleet management company, known for its competitive and flexible service offerings. Acquired by Paragon Bank, a member of Paragon Banking Group, in November 2015, SFS operates from Northampton, featuring an on-site workshop.

Whether maintaining vehicles directly or not, clients benefit from the full support and expertise of SFS. We offer a fixed-price, comprehensive menu of fleet management services, including:

• Fleet management and scheduling
• Servicing, inspections, and certifications (MOT, LOLER)
• Breakdown recovery
• Mobile engineer support
• Fuel management
• Staff training and TUPE transfers
• Fleet support desk
• Workshop Management